Terms & Conditions
Last Updated: June 2026
Welcome to Emoro Services Private Limited (“Emoro”, “we”, “our”, or “us”). By accessing or using our website (https://emoro.in), you agree to comply with and be bound by these Terms & Conditions.
By submitting your details through our website, forms, landing pages, or communication channels, you consent to receive service-related and promotional communications from Emoro via SMS, Email, Voice Calls, WhatsApp, RCS Messages, and other approved communication channels, subject to applicable laws and regulations.
Our services are intended for individuals who are at least 18 years of age and legally capable of entering into binding agreements under applicable laws.
By using our website and services, you confirm that the information provided by you is accurate and complete.
Emoro Services Private Limited acts as a facilitator and service provider that helps customers connect with banks, NBFCs, insurance companies, and other financial institutions.
Emoro does not directly provide loans, credit cards, insurance policies, or financial products unless specifically stated. Approval, issuance, pricing, eligibility, and terms of financial products are determined solely by the respective financial institution or service provider.
You agree to provide accurate, current, and complete information while using our services.
Providing incorrect, misleading, or fraudulent information may result in rejection of applications, suspension of services, or legal action where applicable.
By submitting your contact information on our website, you expressly authorize Emoro Services Private Limited and its authorized representatives to contact you regarding:
• Credit Card Services
• Loan Services
• Insurance Services
• Financial Consultation Services
• Service Updates and Notifications
• Promotional Offers and Campaigns
Communication may be sent through:
• SMS
• Email
• WhatsApp
• RCS Business Messaging
• Voice Calls
• Automated Notifications
You may opt out of promotional communications at any time by contacting us.
All financial products displayed on our platform are offered by third-party institutions.
Emoro does not guarantee:
• Approval of any application
• Product availability
• Interest rates or fees
• Processing timelines
• Final decisions made by financial institutions
Any agreement entered into between a user and a financial institution is solely between those parties.
Your information is collected, processed, and stored in accordance with our Privacy Policy.
By using our services, you consent to the collection and processing of your information as required to provide requested services and communicate with you.
All content available on this website, including logos, text, graphics, images, layouts, designs, and software, is the property of Emoro Services Private Limited unless otherwise stated.
Unauthorized reproduction, distribution, modification, or use of any content is strictly prohibited.
The information provided on this website is for informational purposes only and should not be considered financial, legal, tax, or professional advice.
While we strive to provide accurate and updated information, Emoro makes no warranties regarding the completeness, accuracy, or reliability of any content or service.
To the maximum extent permitted by law, Emoro Services Private Limited shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
• Use of the website
• Reliance on information provided on the website
• Service interruptions
• Actions of third-party financial institutions
• Delays in processing applications
You agree to indemnify and hold harmless Emoro Services Private Limited, its employees, partners, affiliates, and representatives from any claims, losses, liabilities, or expenses arising from your misuse of the website or violation of these Terms & Conditions.
We reserve the right to suspend, restrict, or terminate access to our services at any time if we believe a user has violated these Terms & Conditions or engaged in unlawful activities.
Any cancellation request must be submitted directly through our support channels.
Where applicable, cancellations and refunds related to financial products shall be governed by the policies of the respective bank, NBFC, insurance company, or service provider.
Emoro shall not be responsible for refund decisions made by third-party institutions.
We may update these Terms & Conditions from time to time.
Any updates will be published on this page and will become effective immediately upon publication.
Continued use of the website constitutes acceptance of the revised Terms.
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.
Any disputes arising from these Terms shall be subject to the jurisdiction of the competent courts in India.
Emoro Services Private Limited
Website: https://emoro.in
Email: info@emoro.in
For any questions regarding these Terms & Conditions, please contact us through the details provided above.